How to Move to France as an American: Why More Are Choosing the French Riviera for a New Life

For many, the French Riviera evokes images of pristine beaches, glamorous lifestyles, and world-class real estate. However, beyond its postcard-perfect scenery, this iconic region offers an unmatched quality of life that continues to attract American expatriates. Whether seeking a more relaxed pace, access to top-tier education, or a secure and dynamic environment to raise a family, more Americans than ever are making the move to the Côte d’Azur.

In our latest video, we explore the Riviera’s most desirable locations and speak directly with expatriates who have relocated from the United States. Through their experiences, we uncover the key reasons why the French Riviera is emerging as the ultimate destination for Americans looking to start a new chapter abroad.

Why Are Americans Moving to the French Riviera?

The appeal of the French Riviera for American expatriates extends far beyond its stunning landscapes. Here’s why so many have chosen to call this region home: France’s connections with neighboring European countries and its benefits as part of the European Union offer broader appeal and lifestyle opportunities. Additionally, the potential for acquiring French citizenship through pathways such as naturalization, marriage, or descent provides long-term benefits, including social, political, and travel advantages.

1. An Unparalleled Lifestyle, French Culture & Year-Round Sunshine

With over 300 days of sunshine per year, the Côte d’Azur boasts one of Europe’s most desirable climates. This allows for an outdoor-centric lifestyle where residents can enjoy everything from morning swims in the Mediterranean to afternoon hikes in the hills of Provence.

Unlike many major American cities, life here moves at a more leisurely yet refined pace, where work-life balance is truly valued. Whether dining in a seaside bistro, enjoying a sunset over the hills of Mougins, or sailing along the coastline, the Riviera provides an environment where people genuinely take the time to enjoy life. Additionally, the availability of French language courses can further enhance the cultural immersion experience.

2. A Safe & Stable Environment for Families

For many American families, safety is a top priority when considering relocation. The French Riviera consistently ranks as one of the safest regions in France, with low crime rates and a strong sense of community.

Education is another key factor, and international schools such as Mougins School provide American-style education while offering the benefits of European culture and language exposure. The French education system is known for its high academic standards and affordability, supported by generous government subsidies. Additionally, learning the French language is crucial for better integration and opportunities, as it helps overcome language barriers and enhances the overall experience of living in France. This makes the transition for children smoother while preparing them for global opportunities. Young Americans can also consider the au pair visa as an option to work and experience life in France while providing childcare.

3. World-Class Real Estate & Luxury Living

The French Riviera is synonymous with luxury real estate. Whether it’s a waterfront penthouse in Cannes, a hillside villa in Mougins, or a charming stone house in Saint-Paul-de-Vence, the region offers a range of prestigious properties to suit different lifestyles.

Unlike many American markets, French real estate is highly stable, making it an attractive option for investors and families looking for a secure long-term home. Additionally, property taxes and costs of homeownership in France can be more favorable compared to many U.S. cities.

4. The Business Hub of the Mediterranean – Major Global Events, French Company & Congresses

One of the French Riviera’s most unique advantages is its role as a global business and networking hub. Cannes, in particular, is home to some of the world’s most prestigious events, attracting top executives, investors, and creative minds from across the globe. This makes it an exceptional location for professionals and entrepreneurs looking to expand their networks internationally. Additionally, France’s status as a leading economy within the European Union and its appeal for foreign investment further enhance its attractiveness for business opportunities.

Some of the most influential events hosted in Cannes include:

• 🎬 The Cannes Film Festival – The world’s most prestigious film festival, bringing together Hollywood’s elite and international cinema stars.
• 🦁 Cannes Lions International Festival of Creativity – The largest global event for marketing, advertising, and creative industries.
• 🏘️ MIPIM – One of the most important international real estate exhibitions, connecting top investors and industry leaders.
• 📺 MIPCOM & MIPTV – Premier events for the television and entertainment industry, shaping the future of global media.
• 🎮 Cannes Esports & Gaming Festival – A growing hub for the gaming and tech industries.
• 🚀 Trustech & Cannes Yachting Festival – Events showcasing cutting-edge innovations in fintech, security, and luxury lifestyle.

These world-class conferences and exhibitions provide expats with opportunities to build connections, create business ventures, and stay at the heart of global trends, making the Riviera not only a dream lifestyle destination but also a thriving professional environment.

5. Easy Access to Europe & other countries

One of the most enticing aspects of living on the French Riviera is its strategic location within Europe. France’s central position makes it an ideal base for exploring the continent. With a well-developed transportation network, including high-speed trains and numerous international flights from Nice Côte d’Azur International Airport, you can easily travel to neighboring European countries. Imagine weekend getaways to Italy, Switzerland, or Spain, where you can immerse yourself in diverse cultures, savor new cuisines, and marvel at iconic landmarks. The proximity to other European countries not only enriches your lifestyle but also offers endless opportunities for adventure and discovery.

Living on the Riviera means being just a short flight away from major European destinations. The Nice Côte d’Azur International Airport provides direct connections to the U.S., London, Dubai, and other key cities, making travel effortless for professionals and families alike.

For those who appreciate the ability to explore different cultures and countries, the Riviera serves as the perfect base for weekend getaways to Italy, Switzerland, and Spain—all just a few hours away. Additionally, the broader appeal and lifestyle opportunities available in France and other European countries make it an attractive destination for expats.

Exploring the Best of the French Riviera – Featured in Our Video

Our video takes you on an exclusive journey through some of the Riviera’s most sought-after locations, offering a first-hand look at the lifestyle American expatriates enjoy:

• 🏖️ Palm Beach, Cannes – A symbol of exclusivity, Palm Beach is home to a prestigious private club, reserved for an elite clientele. With high-end dining, private beach access, and world-class events, this venue embodies the sophistication of the Riviera. Overlooking the Lérins Islands, it offers one of the most breathtaking seaside settings in Cannes.
• ⛳ Golf de Cannes-Mougins – A championship-level golf course offering world-class facilities in a serene, natural setting.
• 🏝️ Bijou Plage – A hidden gem where golden sands meet crystal-clear waters, offering the perfect retreat from city life.
• 🍽️ Le Duplex – A refined dining destination that not only offers exquisite French cuisine but also boasts a breathtaking panoramic view of the Mediterranean. It’s the perfect spot for those seeking a high-end gastronomic experience with an unforgettable backdrop.
• 🎓 Mougins School – A prestigious international school following a British curriculum, ideal for expatriate families.
• ⚽ Football Club de Mougins – A renowned sports academy providing top-tier coaching for young athletes.

What’s Next? Episode 2 – How to Make the Move From the USA to France!

In Episode 2 of our series, “How to Make the Move,” we delve into the essential steps for American citizens considering relocating to France. This episode features insightful interviews with a notary and a lawyer who provide expert guidance on purchasing property in France and navigating the visa process.

US Citizen Visa Requirements for France

Navigating the Long Stay Visa Process

For US citizens planning to live in France for more than 90 days, obtaining a French visa is a crucial step. While the process may seem daunting at first, understanding the requirements and preparing thoroughly will simplify your journey. Whether you’re applying for a work visa, a temporary residence permit, or relocating for study or retirement, knowing the proper procedures is essential for a smooth transition.

Here’s a step-by-step guide to help you navigate the French visa application process:

Determine the Type of Long Stay Visa

France offers several categories of long stay visas, each tailored to different needs and personal circumstances. Before starting your visa application, it’s important to select the visa that aligns with your goals:

• Long Stay Visitor Visa – For retirees, remote workers, or individuals not planning to take up employment in France.
• Entrepreneur/Business Visa – Ideal for business owners, freelancers, or those looking to start a new venture.
• Talent Visa – Designed for highly skilled professionals, artists, researchers, or investors looking to contribute to the French economy.
• Student Visa – Perfect for those pursuing higher education in France at accredited institutions.
• Work Visa – Required for professionals who have secured an employment contract with a French company prior to relocation.

Each visa type has specific eligibility criteria, so it’s essential to choose the one that best fits your professional or personal objectives.

Gather Required Documents

The paperwork required for your French visa application varies depending on the visa type but generally includes:

• Proof of identity (valid passport)
• Proof of residence (rental agreement, hotel reservation, or property purchase documents)
• Financial documentation (proof of sufficient resources to support your stay)
• Private health insurance coverage valid in France for the entire duration of your stay
• A detailed personal statement explaining your reason for moving and plans during your stay
• For a work visa: a copy of your employment contract signed by both you and your French employer

Proper documentation plays a crucial role in the approval process, so ensure everything is accurate and up to date before submission.

Submit Your Visa Application and Prepare for the Visa Interview

Once you’ve gathered the necessary paperwork, submit your visa application through the nearest French Consulate or Embassy in your region. In most cases, you’ll also need to schedule an interview, where you will be asked to clarify your reasons for relocating, your financial situation, and your plans while living in France.

Tips for a successful visa interview:

• Be honest and clear about your intentions.
• Provide all supporting documents as requested.
• Be prepared to discuss your housing arrangements, financial resources, and, if applicable, your employment contract or proof of enrollment in a French educational institution.

Wait for Processing

Processing times for a French visa can vary depending on the type of visa, your personal circumstances, and the consulate’s workload. It generally ranges from 4 to 12 weeks, so it’s advisable to apply well ahead of your intended move date to accommodate potential delays.

Obtain a Residence Permit (Carte de Séjour)

Once you arrive in France with your approved visa, there’s one final administrative step: applying for a temporary residence permit (Carte de Séjour). This permit allows you to stay in France legally for the duration of your visa and can be renewed if necessary.

• You must apply for your residence permit within two months of arrival at your local prefecture.
• If you’re on a work visa, you’ll need to provide additional documentation, including proof of your employment contract and details of your employer.
• For those staying long-term, your temporary residence permit can be converted into a permanent residence or a pathway to French citizenship after meeting specific requirements.

By following these steps and preparing thoroughly for your visa interview and application process, you can navigate the complexities of the French visa system with confidence. Whether you’re relocating for business, study, retirement, or new career opportunities, the French Riviera offers an unparalleled lifestyle—and Beauchamp Estates is here to help you make the move seamlessly.

Financial Planning for Your Move to France

Relocating internationally requires thorough financial preparation to avoid unexpected costs and ensure a smooth transition. Before starting your visa application process, it’s essential to demonstrate that you have sufficient financial resources to support your stay in France. This is a critical requirement for most visa types, including long stay visitor visas, work visas, and student visas.

Cost of living in France

Research the cost of living in your chosen region. While cities like Paris are known for higher living expenses, the French Riviera offers a range of options that can suit different budgets. Consider housing, utilities, groceries, and transportation costs to create a realistic budget.

Tax Obligations

As a US citizen, you are subject to taxation on worldwide income. Understanding the tax treaty between the US and France can help you avoid double taxation. Consulting with a tax advisor familiar with both US and French tax laws is highly recommended.

Currency Exchange

Fluctuations between the US dollar (USD) and the Euro (EUR) can impact your finances. Monitoring exchange rates and using financial instruments to hedge against currency risk can help manage this aspect effectively.

Opening a French Bank Account

Establishing a French bank account is essential for managing daily expenses and facilitating transactions. You’ll need a valid passport, proof of residence, and proof of income or financial resources to open an account.

Wealth and Property Taxes

• Property Tax (Taxe Foncière): Paid annually by the property owner.
• Habitation Tax (Taxe d’Habitation): Paid by the occupant of the property as of January 1st each year.
• Wealth Tax (IFI): Applies if your total property holdings in France exceed €1.3 million.

By addressing these financial aspects, you can ensure a well-planned and financially secure move to France, allowing you to fully enjoy your new life on the French Riviera.

Understanding the French Property Purchase Process

Purchasing property in France involves several key steps, typically spanning 2 to 3 months. For many expatriates, choosing to buy French property is not only a financial investment but also a commitment to embracing the French lifestyle and enjoying all that the country has to offer. Whether you’re looking for a permanent home or a vacation retreat, understanding the process is essential for a smooth transition.

Preliminary Agreement (Compromis de Vente)

The Compromis de Vente is a legally binding agreement signed by both the buyer and the seller, typically accompanied by a deposit of 5–10% of the property’s value. At this stage, you can begin planning to settle in France permanently and start exploring the lifestyle of your future neighborhood. For those relocating with family members, this period allows you to begin preparations for schooling, healthcare, and other essential services.

Notary’s Role

The intervention of a notary (notaire) is mandatory for all property transactions in France. This legal professional plays a pivotal role throughout the process by:

• Drafting legally binding contracts
• Collecting applicable taxes and fees
• Registering the sale with the French Land Registry

In addition to ensuring the legality of the transaction, the notary also guarantees transparency and fairness for both parties involved. They help ensure that your transition into French life goes smoothly by offering expert legal advice.

Final Sale Agreement (Acte de Vente)

The Acte de Vente finalizes the transaction and makes you the official owner of the property. Before signing, the notary conducts the final checks, confirming that no outstanding debts are attached to the property. Once this final deed is signed, you can begin your journey of integrating into the community, connecting with French people, and enjoying the relaxed lifestyle that France is famous for.

Purchase Costs

When you buy French property, several costs should be taken into account to ensure you’re financially prepared:

• Notary Fees: Approximately 0.8% of the sale price before tax.
• Stamp Duty: Generally 5.8% for existing properties, but as low as 0.715% for new-build properties.
• Local Taxes: Once the property is purchased, owners are responsible for local taxes, including property tax (taxe foncière) and, if applicable, residence tax (taxe d’habitation).

Find Your Dream Home with Beauchamp Estates

Our dedicated team at Beauchamp Estates is here to make your move seamless, offering expert advice on every aspect of the relocation process. From understanding French tax regulations to finding the perfect luxury property, our tailored services ensure that your new life in France begins on the right foot.

Contact us today for personalized assistance and discover the exceptional lifestyle waiting for you on the French Riviera!

Legal Support & Tax Advice for Americans

Relocating legally and managing taxation correctly requires specialized legal guidance, especially for American citizens moving to France. As explained by Sophie, a leading international lawyer in Nice, understanding cross-border tax obligations and legal requirements can help avoid costly mistakes and ensure a smooth transition.

Tax Residency

Under the US-France Double Tax Treaty, you cannot be considered a tax resident in both countries simultaneously. Determining your primary residency depends on several factors, including:

• Time spent in each country: The amount of time you physically reside in France versus the US will influence your tax residency status.
• Location of primary residence: The property you consider your main home will also determine where you’re taxed on worldwide income.
• Center of economic interests: This refers to where you conduct most of your economic activities, such as employment, investments, and financial holdings.

Once residency is established, you must file a French tax return if you meet the income thresholds, even if you continue to submit a return to the US. While the process can seem complex, working with a tax advisor experienced in both systems will help you stay compliant.

Wealth Tax Exemptions and Deductions

If you relocate to France after living abroad for at least five years, you could benefit from exemptions on wealth tax for your non-French assets during your first five years of residency. This can significantly reduce your overall tax burden during the initial transition period.

Income Taxation for American Citizens

• US pensions and retirement income: According to the double tax treaty, retirement income and pensions for American citizens are generally taxed only in the United States, allowing you to avoid dual taxation.
• Rental income from French property: If you rent out property in France, that income is taxable under French law. However, tax deductions—such as maintenance costs, mortgage interest, and property management fees—can help offset the taxable amount.

Capital Gains Tax

Selling property in France as a non-resident subjects you to capital gains tax on the profits from the sale. However, certain exemptions apply if the property was your primary residence or if specific conditions are met for long-term ownership. American citizens should also be aware of potential US tax obligations related to foreign property sales, as capital gains may need to be reported to the IRS.

Tax Credits and Double Taxation Relief

Thanks to the US-France Double Tax Treaty, you may be eligible for tax credits to avoid being taxed twice on the same income. For example:

• If you pay income tax in France, you might be able to deduct that amount from your US tax return.
• Conversely, if you pay taxes in the US on certain types of income, credits or deductions may apply when filing your French tax return.

Renting Out Property

Foreign property owners can rent out their homes, generating passive income while living abroad. This income is subject to French taxation, but numerous deductions apply, including:

• Property maintenance costs
• Management fees
• Depreciation expenses
• Mortgage interest

Properly declaring this income and claiming eligible deductions on your French tax return ensures compliance with French tax law while minimizing your financial liabilities.

By seeking professional legal and tax advice, you can navigate the complexities of both French and US tax systems while making the most of the financial advantages available to expatriates.

Adapting to Life on the French Riviera

Moving to France isn’t just about logistics—it’s also about adapting to a new way of life and integrating into French society. Thankfully, the American expat community on the French Riviera is thriving, offering support through:

• Facebook groups and local expat networks that help newcomers connect with like-minded individuals.
• Cultural workshops designed to assist with language immersion, easing communication with French people and enhancing integration.
• Social events for newcomers, where expatriates can build friendships and learn more about local customs.

In cosmopolitan areas like Cannes, Nice, and other major cities along the Riviera, many expatriates find the transition easier than expected, as English is widely spoken and international communities are well-established. However, learning French and participating in local events will help deepen your connection with the culture.

Settling Into French Life

Once your property purchase is complete, your new permanent home in France opens the door to an enriching lifestyle filled with cultural experiences and meaningful connections. Living in France offers unique opportunities to engage with both the international expat community and the broader French society. Whether you’re relocating for retirement, business, or simply a new adventure, embracing the local culture and traditions can lead to a deeply rewarding life abroad.

If you plan to stay in France on a long-term basis, applying for permanent residency will help secure your legal status, offering the ability to enjoy various benefits similar to those of French citizens. Holding permanent residency allows you to access government services, work freely, and fully integrate into everyday life without the restrictions typically associated with temporary visas.

Healthcare Systems & Managing Medical Costs

One of the many benefits of moving to France is access to its world-renowned healthcare system. Known for its efficiency and high quality of care, the French healthcare system provides comprehensive coverage for both citizens and residents, including expatriates with permanent residency. Once registered, you’ll be eligible for France’s public healthcare system (known as PUMA – Protection Universelle Maladie), which covers a significant portion of medical costs.

Expatriates also have the option of purchasing supplementary private health insurance (mutuelle) to cover any out-of-pocket expenses not covered by the state system, such as dental care or specialist treatments. For Americans accustomed to the high cost of healthcare, the affordability of medical services in France can be a pleasant surprise.

Key Healthcare Benefits:

• Access to world-class hospitals and clinics in major cities like Nice, Marseille, and Paris.
• Affordable medical costs compared to US healthcare expenses.
• High-quality general practitioners and specialists across the Riviera.

A New Life in France Awaits

By understanding the legal, financial, and cultural steps involved in relocating to France, you’ll be ready to embrace a luxurious yet authentic lifestyle. The south of France offers a perfect blend of sun-soaked beaches, rich cultural experiences, and a welcoming community for Americans.

With its excellent healthcare systems, manageable medical costs, and vibrant international presence, your new permanent home in France will offer both comfort and excitement. Whether in bustling major cities or charming villages along the coast, life in France promises adventure, security, and a chance to fully immerse yourself in the beauty of French society.